The restrictive list designed with the regulation of betting in Brazil
As we discussed in a previous post, the understanding is only growing that the regulation of the iGaming sector is no longer a matter of “if” but of “when” it will happen.
The discussion is on the agenda through Bill No. 442/1991, which provides for the regulation of gambling, such as bingos, casinos, slot machines, joog do bicho and betting in Brazil.
The proposal was approved by the Plenary of the Chamber of Deputies at the end of February (2022) and is now awaiting analysis and deliberation by the Federal Senate.
One of the highlights of the text, the “prohibited register” consists of a large database with the registration of players who are prevented from participating in games or placing bets.
This type of restrictive list is present in regulated markets with the aim of promoting responsible gambling.
According to art. 22 of Bill 442/1991, the practice or participation in games and bets will only be allowed to those of legal age who are in full exercise of their civil capacity and do not belong to the prohibited register.
The Bill specifies that the following individuals will be barred from participating in games or placing bets:
a) declared insolvent or deprived of the administration of their assets;
b) that, in the two immediately preceding years, they have undergone the debt renegotiation process referred to in Chapter V, Title III, of Law No. 8,078, of 1990 (Consumer Defense Code);
With this in mind, you may be wondering: what would it be like to manage users on their betting platform in the face of so many exceptions?
The Bill itself already provides an instrument that promises to help operators in this control.
Renapro: a national registry of prohibited
To assist in the user management process, the Bill provides that operating entities licensed to operate with games and bets will set up and manage the National Registry of Prohibited (Renapro), for the compulsory formation and consultation of information on natural persons prohibited from the practice of betting.
Renapro would be the system intended to collect the information necessary to make effective the ban on the entry of natural persons registered in it in all gambling establishments.
As provided for in the Bill, Renapro will contain the following data on the registered people:
Gambling establishments must have a computer connection with Renapro's central support system that makes it possible to verify that the persons requesting access to these establishments are not registered therein.
The registration can be done voluntarily, by the gambler himself, or by court order in an action promoted by a family member with kinship up to the second degree, under the terms of arts. 747 et seq. of Law No. 13,105, of March 16, 2015 (Civil Procedure Code), and by the Public Ministry.
The person registered with Renapro is now considered incapable of performing any act related to gambling in a physical or virtual environment, including entering a betting establishment with instant results, throughout the national territory.
How to prepare for the regulatory scenario
As you can see throughout this text, Bill 442/1991 consists of a robust project that will require the adequacy of this market - here, considering that the proposal will be approved under current or similar terms.
In view of this, the main betting companies are already seeking to anticipate and implement measures that prepare them for the regulatory scenario, especially with regard to the identification and safety of users.
Correct identification of users is useful not only to prevent prohibited individuals from participating in games or placing bets, but also to prevent situations such as theft of accounts, the creation of multiple users to obtain some kind of advantage and even the use of such platforms for money laundering.
The good news is that Caf already has solutions capable of helping online betting platforms in the process of registering users and preventing identity fraud.
How can we help
Safer onboarding
With the solution called Combate à Fraude, improve your customer's registration experience and protect your company from fraudsters. Through it, we are able to determine the authenticity of documents and prevent malicious people from impersonating others to commit digital crimes.
Information check
Make use of our Background Check solution to get to know the users registered on your platform better, consulting information such as their presence on restrictive lists, as well as criminal records, professional and financial data and much more.
Validation of active users
With our Identity multi-factor authentication solution, demand additional information before authorizing a certain action within your platform and prevent the theft of your users' accounts. The process can be configured to generate as little friction as possible.
So, was this content helpful to you? Know that the iGaming market has received special attention from CAF's specialists.
In a use case about the segment, we bring examples of customers who already make use of our solutions to prevent identity fraud.
Source: Caf Blog
